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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,811 | $93,598-69.2% | $135,974-78.8% | $75,173-61.7% |
| Participation rate | 82.1% | 75.2%+6.9pp | 81.9%+0.2pp | 67.2%+14.9pp |
| Annual return | 62.63% | 30.89%+31.7pp | 68.30%-5.7pp | 160.72%-98.1pp |
| Employer contribution / active EE | $3,744 | $3,538+5.8% | $4,859-22.9% | $2,671+40.2% |
| Participant deferral / active EE | $6,290 | $6,405-1.8% | $7,760-18.9% | $4,126+52.4% |
| Admin fee / account holder | $2,220 | $6,978-68.2% | $10,767-79.4% | $5,651-60.7% |