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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,125 | $126,113-19.0% | $116,096-12.0% | $155,188-34.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 19.72% | 391.72%-372.0pp | 326.25%-306.5pp | 148.84%-129.1pp |
| Employer contribution / active EE | $3,798 | $2,672+42.2% | $2,503+51.7% | $4,248-10.6% |
| Participant deferral / active EE | $11,450 | $4,162+175.1% | $3,952+189.7% | $6,531+75.3% |
| Admin fee / account holder | $442 | $8,045-94.5% | $7,704-94.3% | $14,480-96.9% |