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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,685 | $167,353-59.6% | $143,797-52.9% | $134,545-49.7% |
| Participation rate | 90.0% | 84.8%+5.2pp | 80.3%+9.7pp | 81.2%+8.8pp |
| Annual return | -20.58% | 0.48%-21.1pp | -0.04%-20.5pp | 418.37%-438.9pp |
| Employer contribution / active EE | $2,359 | $5,620-58.0% | $4,952-52.4% | $4,742-50.3% |
| Participant deferral / active EE | $4,279 | $6,447-33.6% | $5,638-24.1% | $6,401-33.1% |
| Admin fee / account holder | $1,254 | $18,096-93.1% | $14,679-91.5% | $11,431-89.0% |