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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,759 | $168,636+30.9% | $147,618+49.5% | $125,388+76.1% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -1.85% | 77.65%-79.5pp | 61.98%-63.8pp | 282.24%-284.1pp |
| Employer contribution / active EE | $1,800 | $6,252-71.2% | $5,565-67.7% | $4,866-63.0% |
| Participant deferral / active EE | $4,535 | $5,507-17.7% | $4,895-7.4% | $5,352-15.3% |
| Admin fee / account holder | $35,191 | $13,580+159.1% | $11,612+203.1% | $9,541+268.9% |