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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,362 | $217,432-59.8% | $185,851-53.0% | $167,553-47.9% |
| Participation rate | 75.0% | 86.1%-11.1pp | 81.7%-6.7pp | 82.1%-7.1pp |
| Annual return | 15.30% | 148.43%-133.1pp | 122.11%-106.8pp | 478.89%-463.6pp |
| Employer contribution / active EE | $2,056 | $5,874-65.0% | $5,168-60.2% | $4,840-57.5% |
| Participant deferral / active EE | $9,257 | $6,357+45.6% | $5,569+66.2% | $6,343+45.9% |
| Admin fee / account holder | $439 | $19,820-97.8% | $16,245-97.3% | $12,316-96.4% |