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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,265 | $183,592-45.4% | $155,574-35.6% | $145,877-31.3% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 12.52% | 61.37%-48.9pp | 64.87%-52.3pp | 551.28%-538.8pp |
| Employer contribution / active EE | $1,581 | $5,317-70.3% | $4,676-66.2% | $4,663-66.1% |
| Participant deferral / active EE | $5,053 | $6,466-21.9% | $5,629-10.2% | $6,691-24.5% |
| Admin fee / account holder | $21 | $19,316-99.9% | $15,914-99.9% | $13,402-99.8% |