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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,515 | $82,674-40.1% | $125,381-60.5% | $68,486-27.7% |
| Participation rate | 56.4% | 75.1%-18.6pp | 82.4%-26.0pp | 67.9%-11.5pp |
| Annual return | -7.51% | -5.97%-1.5pp | 572.31%-579.8pp | -7.85%+0.3pp |
| Employer contribution / active EE | $2,699 | $3,382-20.2% | $4,815-43.9% | $2,597+3.9% |
| Participant deferral / active EE | $5,617 | $6,111-8.1% | $7,448-24.6% | $4,028+39.5% |
| Admin fee / account holder | $674 | $6,277-89.3% | $10,007-93.3% | $5,404-87.5% |