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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,578 | $102,422-32.1% | $147,117-52.7% | $80,959-14.1% |
| Participation rate | 68.5% | 75.9%-7.4pp | 82.2%-13.7pp | 67.7%+0.8pp |
| Annual return | 50.73% | 135.16%-84.4pp | 420.54%-369.8pp | 35.67%+15.1pp |
| Employer contribution / active EE | $4,224 | $3,717+13.6% | $4,932-14.4% | $2,757+53.2% |
| Participant deferral / active EE | $8,167 | $6,652+22.8% | $8,065+1.3% | $4,300+89.9% |
| Admin fee / account holder | $975 | $7,953-87.7% | $12,993-92.5% | $6,925-85.9% |