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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,978 | $124,425+31.8% | $112,040+46.4% | $137,256+19.5% |
| Participation rate | 71.4% | 79.3%-7.9pp | 76.5%-5.1pp | 80.0%-8.5pp |
| Annual return | 22.26% | 24.72%-2.5pp | 24.52%-2.3pp | 220.34%-198.1pp |
| Employer contribution / active EE | $797 | $3,411-76.6% | $2,954-73.0% | $4,156-80.8% |
| Participant deferral / active EE | $9,114 | $5,718+59.4% | $5,098+78.8% | $6,407+42.3% |
| Admin fee / account holder | $82,219 | $15,207+440.7% | $12,098+579.6% | $12,270+570.1% |