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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,030 | $76,608-81.7% | $56,077-75.0% | $145,877-90.4% |
| Participation rate | 52.4% | 63.2%-10.9pp | 52.5%-0.1pp | 80.3%-27.9pp |
| Annual return | 18.79% | 3009.59%-2990.8pp | 1709.28%-1690.5pp | 551.28%-532.5pp |
| Employer contribution / active EE | $817 | $1,382-40.9% | $1,040-21.5% | $4,663-82.5% |
| Participant deferral / active EE | $2,064 | $2,624-21.3% | $1,954+5.6% | $6,691-69.1% |
| Admin fee / account holder | $1,211 | $3,325-63.6% | $2,825-57.1% | $13,402-91.0% |