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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,030 | $76,519-81.7% | $56,025-75.0% | $145,897-90.4% |
| Participation rate | 52.4% | 63.2%-10.9pp | 52.5%-0.1pp | 80.3%-27.9pp |
| Annual return | 18.79% | 3017.03%-2998.2pp | 1712.69%-1693.9pp | 552.29%-533.5pp |
| Employer contribution / active EE | $817 | $1,383-41.0% | $1,042-21.6% | $4,663-82.5% |
| Participant deferral / active EE | $2,064 | $2,624-21.4% | $1,955+5.6% | $6,689-69.1% |
| Admin fee / account holder | $1,211 | $3,331-63.6% | $2,828-57.2% | $13,390-91.0% |