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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,606 | $217,432+50.7% | $185,849+76.3% | $167,536+95.5% |
| Participation rate | 88.9% | 86.1%+2.8pp | 81.7%+7.2pp | 82.1%+6.8pp |
| Annual return | 15.44% | 148.42%-133.0pp | 122.10%-106.7pp | 478.82%-463.4pp |
| Employer contribution / active EE | $10,554 | $5,875+79.7% | $5,169+104.2% | $4,839+118.1% |
| Participant deferral / active EE | $8,427 | $6,357+32.6% | $5,569+51.3% | $6,342+32.9% |
| Admin fee / account holder | $2,433 | $19,818-87.7% | $16,244-85.0% | $12,315-80.2% |