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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,547 | $82,674-78.8% | $125,381-86.0% | $68,486-74.4% |
| Participation rate | 96.8% | 75.1%+21.7pp | 82.4%+14.4pp | 67.9%+28.9pp |
| Annual return | -12.35% | -5.97%-6.4pp | 572.31%-584.7pp | -7.85%-4.5pp |
| Employer contribution / active EE | $2,683 | $3,382-20.7% | $4,815-44.3% | $2,597+3.3% |
| Participant deferral / active EE | $5,742 | $6,111-6.0% | $7,448-22.9% | $4,028+42.6% |
| Admin fee / account holder | $3,708 | $6,277-40.9% | $10,007-62.9% | $5,404-31.4% |