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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,365 | $75,058-12.9% | $152,301-57.1% | $64,340+1.6% |
| Participation rate | 94.4% | 60.9%+33.5pp | 82.4%+12.0pp | 55.2%+39.2pp |
| Annual return | 30.99% | 29.93%+1.1pp | 80.50%-49.5pp | 24.14%+6.9pp |
| Employer contribution / active EE | $4,218 | $2,605+61.9% | $4,624-8.8% | $1,862+126.6% |
| Participant deferral / active EE | $10,587 | $5,041+110.0% | $8,004+32.3% | $2,980+255.2% |
| Admin fee / account holder | $3,951 | $4,050-2.5% | $14,398-72.6% | $3,703+6.7% |