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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $60,944 |
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING HOLD CO, LLC Service code 99 · EIN 84-4519624 | Other Fees | $37,609 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,407 | $102,197-45.8% | $142,516-61.1% | $74,460-25.6% |
| Participation rate | 39.1% | 79.8%-40.7pp | 76.8%-37.6pp | 70.7%-31.6pp |
| Annual return | 23.30% | 19.73%+3.6pp | 19.99%+3.3pp | 34.38%-11.1pp |
| Employer contribution / active EE | $2,125 | $5,052-57.9% | $4,849-56.2% | $2,638-19.5% |
| Participant deferral / active EE | $3,947 | $6,304-37.4% | $6,280-37.1% | $4,530-12.9% |
| Admin fee / account holder | $299 | $186+61.0% | $10,008-97.0% | $348-13.9% |