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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,704 | $168,636-27.8% | $147,618-17.6% | $125,388-2.9% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -3.42% | 77.65%-81.1pp | 61.98%-65.4pp | 282.24%-285.7pp |
| Employer contribution / active EE | $18,000 | $6,252+187.9% | $5,565+223.5% | $4,866+269.9% |
| Participant deferral / active EE | $1,500 | $5,507-72.8% | $4,895-69.4% | $5,352-72.0% |
| Admin fee / account holder | $10,703 | $13,580-21.2% | $11,612-7.8% | $9,541+12.2% |