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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,884 | $135,645+32.6% | $110,243+63.2% | $135,380+32.9% |
| Participation rate | 60.0% | 83.5%-23.5pp | 79.8%-19.8pp | 82.6%-22.6pp |
| Annual return | -6.41% | 513.24%-519.6pp | 314.76%-321.2pp | 519.81%-526.2pp |
| Employer contribution / active EE | $12,343 | $4,907+151.6% | $3,827+222.6% | $4,779+158.3% |
| Participant deferral / active EE | $8,898 | $5,507+61.6% | $4,672+90.5% | $5,609+58.6% |
| Admin fee / account holder | $37,328 | $11,458+225.8% | $8,548+336.7% | $10,828+244.7% |