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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,603 | $57,352-78.0% | $83,830-85.0% | $64,173-80.4% |
| Participation rate | 72.1% | 68.6%+3.5pp | 76.1%-4.1pp | 69.6%+2.5pp |
| Annual return | -5.83% | 11.38%-17.2pp | 850.97%-856.8pp | 7.63%-13.5pp |
| Employer contribution / active EE | $3,490 | $2,546+37.1% | $3,631-3.9% | $2,381+46.6% |
| Participant deferral / active EE | $1,563 | $2,993-47.8% | $4,082-61.7% | $3,470-55.0% |
| Admin fee / account holder | $3,776 | $4,046-6.7% | $5,479-31.1% | $4,887-22.7% |