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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,646 | $198,461-81.0% | $170,436-77.9% | $147,585-74.5% |
| Participation rate | 75.0% | 88.0%-13.0pp | 83.6%-8.6pp | 82.8%-7.8pp |
| Annual return | 15.09% | 257.30%-242.2pp | 205.94%-190.8pp | 578.57%-563.5pp |
| Employer contribution / active EE | $4,269 | $6,184-31.0% | $5,433-21.4% | $4,876-12.5% |
| Participant deferral / active EE | $2,699 | $5,629-52.1% | $4,939-45.4% | $5,439-50.4% |
| Admin fee / account holder | $1,235 | $16,852-92.7% | $13,880-91.1% | $10,885-88.7% |