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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,616 | $78,670+3.7% | $109,173-25.2% | $85,847-4.9% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 21.98% | 25.09%-3.1pp | 25.75%-3.8pp | 318.61%-296.6pp |
| Employer contribution / active EE | $13,562 | $2,734+396.1% | $3,723+264.3% | $2,565+428.7% |
| Participant deferral / active EE | $8,023 | $3,467+131.4% | $4,654+72.4% | $3,952+103.0% |
| Admin fee / account holder | $404 | $5,469-92.6% | $6,755-94.0% | $6,261-93.6% |