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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,413 | $29,733-14.5% | $56,025-54.6% | $80,959-68.6% |
| Participation rate | 29.0% | 41.7%-12.7pp | 52.5%-23.5pp | 67.7%-38.6pp |
| Annual return | 13.84% | 35.28%-21.4pp | 1712.69%-1698.8pp | 35.67%-21.8pp |
| Employer contribution / active EE | $438 | $672-34.9% | $1,042-58.0% | $2,757-84.1% |
| Participant deferral / active EE | $1,333 | $1,229+8.4% | $1,955-31.8% | $4,300-69.0% |
| Admin fee / account holder | $911 | $2,434-62.6% | $2,828-67.8% | $6,925-86.8% |