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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,413 | $29,716-14.5% | $56,077-54.7% | $80,925-68.6% |
| Participation rate | 29.0% | 41.7%-12.7pp | 52.5%-23.5pp | 67.7%-38.6pp |
| Annual return | 13.84% | 35.30%-21.5pp | 1709.28%-1695.4pp | 35.65%-21.8pp |
| Employer contribution / active EE | $438 | $671-34.8% | $1,040-57.9% | $2,756-84.1% |
| Participant deferral / active EE | $1,333 | $1,228+8.5% | $1,954-31.8% | $4,299-69.0% |
| Admin fee / account holder | $911 | $2,432-62.5% | $2,825-67.7% | $6,940-86.9% |