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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,401 | $196,972-33.3% | $182,262-27.9% | $198,609-33.8% |
| Participation rate | 60.0% | 85.7%-25.7pp | 84.2%-24.2pp | 82.4%-22.4pp |
| Annual return | 17.12% | 158.27%-141.2pp | 140.60%-123.5pp | 202.70%-185.6pp |
| Employer contribution / active EE | $1,672 | $5,364-68.8% | $5,046-66.9% | $5,055-66.9% |
| Participant deferral / active EE | $7,821 | $8,643-9.5% | $8,276-5.5% | $6,977+12.1% |
| Admin fee / account holder | $1,387 | $18,429-92.5% | $16,712-91.7% | $19,030-92.7% |