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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,234 | $165,381-21.3% | $149,730-13.0% | $158,966-18.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 32.56% | 348.29%-315.7pp | 276.70%-244.1pp | 302.95%-270.4pp |
| Employer contribution / active EE | $24,848 | $5,104+386.8% | $4,645+434.9% | $4,762+421.7% |
| Participant deferral / active EE | $21,234 | $7,182+195.6% | $6,843+210.3% | $5,983+254.9% |
| Admin fee / account holder | $3,153 | $10,809-70.8% | $9,310-66.1% | $11,250-72.0% |