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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,187 | $152,612-27.8% | $125,192-12.0% | $152,897-27.9% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 4.83% | 54.85%-50.0pp | 43.79%-39.0pp | 345.43%-340.6pp |
| Employer contribution / active EE | $11,951 | $4,947+141.6% | $3,866+209.1% | $4,764+150.9% |
| Participant deferral / active EE | $4,600 | $5,868-21.6% | $4,937-6.8% | $5,851-21.4% |
| Admin fee / account holder | $2,082 | $13,437-84.5% | $9,704-78.5% | $11,599-82.1% |