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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,898 | $198,457-85.4% | $170,435-83.0% | $147,586-80.4% |
| Participation rate | 95.2% | 88.0%+7.3pp | 83.6%+11.6pp | 82.8%+12.4pp |
| Annual return | 20.09% | 257.30%-237.2pp | 205.94%-185.8pp | 578.59%-558.5pp |
| Employer contribution / active EE | $1,879 | $6,183-69.6% | $5,432-65.4% | $4,876-61.5% |
| Participant deferral / active EE | $4,016 | $5,629-28.7% | $4,939-18.7% | $5,439-26.2% |
| Admin fee / account holder | $936 | $16,852-94.4% | $13,881-93.3% | $10,886-91.4% |