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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,613 | $185,312-30.1% | $161,489-19.7% | $154,746-16.2% |
| Participation rate | 60.0% | 82.5%-22.5pp | 78.7%-18.7pp | 80.7%-20.7pp |
| Annual return | 14.07% | 103.84%-89.8pp | 89.72%-75.6pp | 172.34%-158.3pp |
| Employer contribution / active EE | $5,032 | $4,769+5.5% | $4,268+17.9% | $4,379+14.9% |
| Participant deferral / active EE | $8,637 | $6,350+36.0% | $5,630+53.4% | $6,730+28.3% |
| Admin fee / account holder | $5,684 | $18,654-69.5% | $16,006-64.5% | $14,365-60.4% |