Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,238 | $37,463-75.3% | $77,100-88.0% | $66,949-86.2% |
| Participation rate | 32.8% | 52.9%-20.1pp | 67.9%-35.1pp | 69.8%-37.0pp |
| Annual return | -19.12% | -3.25%-15.9pp | 42.35%-61.5pp | 1.57%-20.7pp |
| Employer contribution / active EE | $683 | $1,535-55.5% | $2,815-75.8% | $2,545-73.2% |
| Participant deferral / active EE | $1,546 | $2,621-41.0% | $4,430-65.1% | $4,239-63.5% |
| Admin fee / account holder | $812 | $568+43.0% | $5,443-85.1% | $594+36.8% |