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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,108 | $85,766-31.1% | $136,298-56.6% | $70,126-15.7% |
| Participation rate | 67.9% | 74.2%-6.3pp | 81.9%-14.1pp | 69.5%-1.7pp |
| Annual return | 20.21% | 31.46%-11.3pp | 5156.27%-5136.1pp | 73.15%-52.9pp |
| Employer contribution / active EE | $1,963 | $2,966-33.8% | $4,696-58.2% | $2,343-16.2% |
| Participant deferral / active EE | $4,443 | $5,051-12.0% | $6,247-28.9% | $3,332+33.4% |
| Admin fee / account holder | $1,144 | $5,421-78.9% | $9,244-87.6% | $4,645-75.4% |