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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,778 | $106,864-3.8% | $147,318-30.2% | $82,637+24.4% |
| Participation rate | 80.0% | 75.5%+4.5pp | 82.1%-2.1pp | 68.1%+11.9pp |
| Annual return | 19.96% | 27.49%-7.5pp | 70.43%-50.5pp | 53.51%-33.6pp |
| Employer contribution / active EE | $3,510 | $3,417+2.7% | $4,593-23.6% | $2,552+37.6% |
| Participant deferral / active EE | $6,987 | $6,496+7.6% | $7,906-11.6% | $4,126+69.3% |
| Admin fee / account holder | $6,252 | $8,415-25.7% | $13,708-54.4% | $7,339-14.8% |