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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,779 | $102,385+6.2% | $147,080-26.0% | $80,935+34.4% |
| Participation rate | 42.0% | 75.9%-33.8pp | 82.2%-40.2pp | 67.7%-25.6pp |
| Annual return | 12.22% | 135.09%-122.9pp | 420.17%-407.9pp | 35.66%-23.4pp |
| Employer contribution / active EE | $2,196 | $3,717-40.9% | $4,933-55.5% | $2,757-20.3% |
| Participant deferral / active EE | $4,183 | $6,651-37.1% | $8,066-48.1% | $4,299-2.7% |
| Admin fee / account holder | $17,621 | $7,951+121.6% | $12,989+35.7% | $6,924+154.5% |