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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,400 | $100,203-58.7% | $85,240-51.4% | $145,897-71.6% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 17.51% | 84.28%-66.8pp | 66.75%-49.2pp | 552.29%-534.8pp |
| Employer contribution / active EE | $2,240 | $3,242-30.9% | $2,735-18.1% | $4,663-52.0% |
| Participant deferral / active EE | $3,807 | $5,299-28.2% | $4,527-15.9% | $6,689-43.1% |
| Admin fee / account holder | $1,803 | $7,265-75.2% | $6,165-70.7% | $13,390-86.5% |