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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,563 | $124,314-44.8% | $109,163-37.2% | $167,518-59.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 4.70% | 26.04%-21.3pp | 25.75%-21.1pp | 478.71%-474.0pp |
| Employer contribution / active EE | $2,227 | $4,209-47.1% | $3,723-40.2% | $4,838-54.0% |
| Participant deferral / active EE | $813 | $5,256-84.5% | $4,654-82.5% | $6,342-87.2% |
| Admin fee / account holder | $58,085 | $7,973+628.6% | $6,754+760.0% | $12,312+371.8% |