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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,389 | $202,342-87.5% | $172,752-85.3% | $152,897-83.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 25.85% | 1029.83%-1004.0pp | 802.97%-777.1pp | 345.43%-319.6pp |
| Employer contribution / active EE | $2,773 | $5,858-52.7% | $5,144-46.1% | $4,764-41.8% |
| Participant deferral / active EE | $10,299 | $5,948+73.1% | $5,198+98.1% | $5,851+76.0% |
| Admin fee / account holder | $1,127 | $17,111-93.4% | $13,955-91.9% | $11,599-90.3% |