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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,727 | $183,516-1.5% | $155,534+16.2% | $145,884+23.9% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 29.34% | 61.43%-32.1pp | 64.92%-35.6pp | 551.85%-522.5pp |
| Employer contribution / active EE | $8,378 | $5,315+57.6% | $4,675+79.2% | $4,662+79.7% |
| Participant deferral / active EE | $5,145 | $6,467-20.4% | $5,630-8.6% | $6,690-23.1% |
| Admin fee / account holder | $792 | $19,293-95.9% | $15,900-95.0% | $13,392-94.1% |