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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,844 | $165,381-64.4% | $149,730-60.7% | $158,966-63.0% |
| Participation rate | 63.2% | 84.6%-21.4pp | 82.5%-19.3pp | 82.0%-18.8pp |
| Annual return | 51.22% | 348.29%-297.1pp | 276.70%-225.5pp | 302.95%-251.7pp |
| Employer contribution / active EE | $1,630 | $5,104-68.1% | $4,645-64.9% | $4,762-65.8% |
| Participant deferral / active EE | $8,054 | $7,182+12.1% | $6,843+17.7% | $5,983+34.6% |
| Admin fee / account holder | $212 | $10,809-98.0% | $9,310-97.7% | $11,250-98.1% |