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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,830 | $60,488-63.9% | $109,907-80.1% | $79,391-72.5% |
| Participation rate | 28.9% | 67.0%-38.1pp | 74.2%-45.3pp | 70.7%-41.8pp |
| Annual return | 17.57% | 189.57%-172.0pp | 29.46%-11.9pp | 116.88%-99.3pp |
| Employer contribution / active EE | $1,272 | $1,649-22.8% | $2,844-55.3% | $2,428-47.6% |
| Participant deferral / active EE | $1,673 | $3,220-48.1% | $4,047-58.7% | $4,046-58.7% |
| Admin fee / account holder | $2,023 | $605+234.7% | $6,069-66.7% | $627+223.0% |