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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,029 | $98,240-38.9% | $82,313-27.1% | $147,585-59.3% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 4.22% | 30.85%-26.6pp | 25.88%-21.7pp | 578.58%-574.4pp |
| Employer contribution / active EE | $15,313 | $3,192+379.8% | $2,428+530.6% | $4,876+214.0% |
| Participant deferral / active EE | $9,700 | $4,383+121.3% | $3,706+161.7% | $5,439+78.4% |
| Admin fee / account holder | $434 | $8,563-94.9% | $5,608-92.3% | $10,886-96.0% |