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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,877 | $198,457-88.0% | $170,435-86.0% | $147,586-83.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | -0.74% | 257.30%-258.0pp | 205.94%-206.7pp | 578.59%-579.3pp |
| Employer contribution / active EE | $2,921 | $6,183-52.8% | $5,432-46.2% | $4,876-40.1% |
| Participant deferral / active EE | $12,467 | $5,629+121.5% | $4,939+152.4% | $5,439+129.2% |
| Admin fee / account holder | $1,539 | $16,852-90.9% | $13,881-88.9% | $10,886-85.9% |