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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,175 | $160,040-12.4% | $147,096-4.7% | $145,877-3.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.62% | 98.49%-87.9pp | 419.75%-409.1pp | 551.28%-540.7pp |
| Employer contribution / active EE | $9,431 | $5,289+78.3% | $4,936+91.1% | $4,663+102.3% |
| Participant deferral / active EE | $3,944 | $8,429-53.2% | $8,071-51.1% | $6,691-41.0% |
| Admin fee / account holder | $1,445 | $15,050-90.4% | $13,005-88.9% | $13,402-89.2% |