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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,777 | $162,136-18.1% | $152,301-12.8% | $154,746-14.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 13.01% | 91.02%-78.0pp | 80.50%-67.5pp | 172.34%-159.3pp |
| Employer contribution / active EE | $10,439 | $4,890+113.5% | $4,624+125.7% | $4,379+138.4% |
| Participant deferral / active EE | $3,917 | $8,341-53.0% | $8,004-51.1% | $6,730-41.8% |
| Admin fee / account holder | $532 | $15,759-96.6% | $14,398-96.3% | $14,365-96.3% |