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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,991 | $150,447-74.7% | $136,298-72.1% | $147,586-74.3% |
| Participation rate | 85.0% | 84.4%+0.6pp | 81.9%+3.1pp | 82.8%+2.2pp |
| Annual return | 14.47% | 1049.15%-1034.7pp | 5156.27%-5141.8pp | 578.59%-564.1pp |
| Employer contribution / active EE | $3,037 | $5,256-42.2% | $4,696-35.3% | $4,876-37.7% |
| Participant deferral / active EE | $6,793 | $6,631+2.4% | $6,247+8.7% | $5,439+24.9% |
| Admin fee / account holder | $5,513 | $10,906-49.4% | $9,244-40.4% | $10,886-49.4% |