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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,129 | $176,105-40.9% | $159,474-34.7% | $167,536-37.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 20.49% | 331.91%-311.4pp | 263.68%-243.2pp | 478.82%-458.3pp |
| Employer contribution / active EE | $461 | $5,299-91.3% | $4,831-90.5% | $4,839-90.5% |
| Participant deferral / active EE | $20,101 | $7,751+159.3% | $7,353+173.4% | $6,342+216.9% |
| Admin fee / account holder | $4,754 | $12,559-62.1% | $10,802-56.0% | $12,315-61.4% |