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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,934 | $121,677-49.1% | $104,625-40.8% | $158,966-61.0% |
| Participation rate | 92.9% | 77.5%+15.3pp | 74.1%+18.8pp | 82.0%+10.9pp |
| Annual return | -1.11% | 465.58%-466.7pp | 340.60%-341.7pp | 302.95%-304.1pp |
| Employer contribution / active EE | $3,976 | $3,165+25.6% | $2,681+48.3% | $4,762-16.5% |
| Participant deferral / active EE | $7,008 | $4,175+67.8% | $3,738+87.5% | $5,983+17.1% |
| Admin fee / account holder | $305 | $7,777-96.1% | $6,465-95.3% | $11,250-97.3% |