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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,038 | $95,975-81.2% | $74,549-75.8% | $135,379-86.7% |
| Participation rate | 76.9% | 75.7%+1.3pp | 69.1%+7.8pp | 82.6%-5.7pp |
| Annual return | -12.26% | 56.96%-69.2pp | 32.53%-44.8pp | 519.79%-532.0pp |
| Employer contribution / active EE | $4,005 | $2,716+47.5% | $1,961+104.2% | $4,779-16.2% |
| Participant deferral / active EE | $4,822 | $3,844+25.5% | $3,108+55.1% | $5,609-14.0% |
| Admin fee / account holder | $568 | $6,522-91.3% | $5,059-88.8% | $10,828-94.8% |