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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,801 | $150,447-77.5% | $136,298-75.2% | $147,586-77.1% |
| Participation rate | 40.0% | 84.4%-44.4pp | 81.9%-41.9pp | 82.8%-42.8pp |
| Annual return | 32.95% | 1049.15%-1016.2pp | 5156.27%-5123.3pp | 578.59%-545.6pp |
| Employer contribution / active EE | $2,545 | $5,256-51.6% | $4,696-45.8% | $4,876-47.8% |
| Participant deferral / active EE | $6,983 | $6,631+5.3% | $6,247+11.8% | $5,439+28.4% |
| Admin fee / account holder | $383 | $10,906-96.5% | $9,244-95.9% | $10,886-96.5% |