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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,571 | $59,813-28.8% | $79,580-46.5% | $68,486-37.8% |
| Participation rate | 21.4% | 61.1%-39.6pp | 69.5%-48.1pp | 67.9%-46.5pp |
| Annual return | -17.78% | -12.30%-5.5pp | 0.15%-17.9pp | -7.85%-9.9pp |
| Employer contribution / active EE | $699 | $1,505-53.6% | $2,413-71.0% | $2,597-73.1% |
| Participant deferral / active EE | $1,648 | $3,024-45.5% | $3,985-58.7% | $4,028-59.1% |
| Admin fee / account holder | $482 | $4,835-90.0% | $6,835-92.9% | $5,404-91.1% |