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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,277 | $166,131-19.2% | $164,975-18.6% | $145,877-8.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 19.03% | 100.37%-81.3pp | 70.12%-51.1pp | 551.28%-532.3pp |
| Employer contribution / active EE | $4,282 | $5,276-18.8% | $4,343-1.4% | $4,663-8.2% |
| Participant deferral / active EE | $15,194 | $6,962+118.2% | $6,033+151.8% | $6,691+127.1% |
| Admin fee / account holder | $1,801 | $16,648-89.2% | $12,688-85.8% | $13,402-86.6% |