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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,277 | $166,020-19.1% | $164,866-18.6% | $145,959-8.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 19.03% | 100.08%-81.1pp | 69.97%-50.9pp | 561.95%-542.9pp |
| Employer contribution / active EE | $4,282 | $5,275-18.8% | $4,343-1.4% | $4,661-8.1% |
| Participant deferral / active EE | $15,194 | $6,961+118.3% | $6,033+151.9% | $6,689+127.2% |
| Admin fee / account holder | $1,801 | $16,644-89.2% | $12,689-85.8% | $13,398-86.6% |