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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,837 | $100,901-95.2% | $75,501-93.6% | $147,586-96.7% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.4%+27.6pp | 82.8%+17.2pp |
| Annual return | 21.79% | 35.78%-14.0pp | 27.35%-5.6pp | 578.59%-556.8pp |
| Employer contribution / active EE | $1,148 | $3,253-64.7% | $2,352-51.2% | $4,876-76.5% |
| Participant deferral / active EE | $2,174 | $4,027-46.0% | $3,142-30.8% | $5,439-60.0% |
| Admin fee / account holder | $1,151 | $11,285-89.8% | $5,801-80.2% | $10,886-89.4% |