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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,845 | $84,236-52.7% | $170,439-76.6% | $70,124-43.2% |
| Participation rate | 30.2% | 70.8%-40.6pp | 83.6%-53.4pp | 69.5%-39.3pp |
| Annual return | 20.99% | 23.06%-2.1pp | 205.94%-185.0pp | 73.14%-52.2pp |
| Employer contribution / active EE | $617 | $3,387-81.8% | $5,433-88.6% | $2,342-73.7% |
| Participant deferral / active EE | $1,997 | $3,086-35.3% | $4,939-59.6% | $3,332-40.1% |
| Admin fee / account holder | $0 | $5,698-100.0% | $13,881-100.0% | $4,645-100.0% |