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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,377 | $197,625+68.7% | $177,840+87.5% | $158,966+109.7% |
| Participation rate | 93.3% | 88.5%+4.8pp | 87.7%+5.6pp | 82.0%+11.4pp |
| Annual return | 37.25% | 58.76%-21.5pp | 48.32%-11.1pp | 302.95%-265.7pp |
| Employer contribution / active EE | $8,661 | $6,698+29.3% | $5,919+46.3% | $4,762+81.9% |
| Participant deferral / active EE | $17,322 | $8,405+106.1% | $7,714+124.6% | $5,983+189.5% |
| Admin fee / account holder | $30,553 | $15,405+98.3% | $12,431+145.8% | $11,250+171.6% |